| 3 medium bananas, ripe if possible (approx. 400g / 14oz) |
| 300g / 10oz self-raising flour |
| 150g / 5oz soft butter |
| 150g / 5oz Demerara sugar |
| 2 medium eggs (at room temperature) |
| 80g / 3oz walnuts or sultanas |
| 2 teaspoons lemon juice |
| 2 tablespoons olive or vegetable oil |
| Cake Topping |
| 125g / 4½oz full fat soft cheese |
| 75 g / 2½oz butter |
| 200g / 7 oz icing (confectioners) sugar |
| ½ teaspoon vanilla essence |